Descrizione
Edizione 2023 in lingua inglese. Pubblicazione disponibile nel Formato eBook. Leggi qui come scaricare un eBook ICC.
La Prassi Bancaria Internazionale Uniforme (PBIU) INTERNATIONAL STANDARD BANKING PRACTICE (ISBP), approvata per la prima volta dalla ICC Banking Commission nel 2002 (pubblicazione 645), aggiornata nel 2007 (pubblicazione 681) e nuovamente nel 2013 (pubblicazione 745), rappresenta un insostituibile aiuto per tutti gli operatori che utilizzano i crediti documentari.
I componenti della ICC Banking Commission e, in generale, gli utilizzatori delle regole per i crediti documentari hanno ritenuto opportuno, in considerazione della sempre maggiore applicazione delle prassi individuate nelle PBIU, un allineamento della Pubblicazione con quelle più recenti riscontrate nella finanza commerciale.
Come annunciato nella riunione plenaria tenutasi a Parigi il 20 ottobre 2022, lo Steering Committee della Banking Commission, dietro suggerimento dei Comitati Nazionali, ha costituito un Gruppo di Lavoro al fine di avviare una revisione parziale della Prassi 745.
L’obiettivo era quello di passare in rassegna tutti i Pareri (Opinions) ICC approvati a partire dalla pubblicazione della PBIU 745, avvenuta nel 2013, e di garantire che la Prassi fosse pienamente allineata al loro contenuto. Sono stati, quindi, esaminati tutti i Pareri approvati tra ottobre 2013 e gennaio 2023.
Tale revisione, peraltro, si è limitata a garantire l’allineamento tra i testi precedentemente approvati e ha consentito di contenere tutto il materiale rilevante in un’unica pubblicazione.
L’esito di questo esame ha portato all’individuazione di nove Pareri con contenuti significativi meritevoli di essere inclusi nella PBIU, riepilogati di seguito:
- Nuova Considerazione Preliminare viii), secondo cui l’assenza di un numero di credito, o l’errata digitazione di un numero di credito, su un documento non costituisce motivo valido di rifiuto. (Parere 876rev)
- Nuova Considerazione Preliminare ix), che stabilisce che condizioni amministrative quali la richiesta di un’ulteriore fotocopia di tutti i documenti, o una dichiarazione che tutti i documenti non possono essere pinzati, non dovrebbero essere incorporate in un credito da una banca emittente. (Parere 915rev)
- Aggiunta la parola “Industrie” al paragrafo A1 (Abbreviazioni). (Parere 837rev)
- Aggiunto un nuovo paragrafo A17 (b) in “Documenti e caselle, campi o spazi da compilare”, in cui si afferma che non è richiesto che il nome, l’indirizzo e i dettagli di contatto (se presenti) del richiedente compaiano in una casella, campo specifico o spazio su una fattura. (Parere 818rev)
- Aggiunto il nuovo paragrafo A31 (b) in “Copia dei documenti”, in cui si afferma che non è necessario firmare le copie dei documenti (Parere 842rev3). Il preesistente paragrafo A31 (b) è stato spostato in A31 (c)
- Aggiunto il nuovo paragrafo C7 “Questioni generali relative alle fatture”, che prevede che una fattura presentata a fronte di un credito emesso in USD, recante solo il simbolo “$” senza ulteriori precisazioni, soddisfi il requisito del sub-articolo 18 (a) (iii) delle NUU 600, a meno che i dati contenuti nella fattura stessa, o in un altro documento presentato, implichino che il simbolo “$” possa riferirsi a una valuta diversa dal dollaro statunitense. (Parere 814rev4)
- Aggiunti nuovi paragrafi D5 (e) in “Documento di trasporto multimodale o combinato”, E5 (e) in “Polizza di carico”, e F4 (e) in “Polizza di carico non negoziabile”, che stabiliscono che la firma del comandante (captain) può essere accompagnata da un timbro che include il nome della nave. (Parere 813)
- Aggiunto il nuovo paragrafo G4 (c) “Polizza di carico per contratto di noleggio”, che stabilisce che la firma del comandante (captain) può essere accompagnata da un timbro che include il nome della nave. (Parere 836rev)
- Aggiunto il nuovo paragrafo K2 (b), che afferma che le NUU 600 non richiedono che un agente o un procuratore debba essere nominato in un documento assicurativo. Il preesistente paragrafo K2 (b) è stato spostato in K2 (c). (Parere 835rev)
Scarica qui l’Indice
Edizione 2023 in lingua italiana o inglese. Pubblicazione disponibile nel Formato eBook. Leggi qui come scaricare un eBook ICC.
Since its initial publication in 2002 (Publication 645), International Standard Banking Practice (ISBP) has become an invaluable aid to trade finance professionals when creating documents for presentation under, or for the examination of documents presented under, a documentary credit. It comprises a compilation of banking practices that are to be applied when working with documentary credits that are subject to UCP 600. ISBP demonstrates how the principles and content of UCP 600 should be integrated into day-to-day practice by providing readers with detailed practices that are to be considered and applied when working with different trade documents (invoices, transport documents, insurance documents, certificates of origin…). ISBP also provides coverage of documents which are not specifically mentioned in UCP.
New to this edition
The 2023 edition of ISBP covers, practices identified from Opinions approved by ICC national committees since 2013, and clarifies amongst others:
Terminology
Preliminary conditions
Signatures and signs
Multimodal transport document
Insurance documents
International Standard Banking Practice — 2023 edition is the most up to date guide for the examination of documents under documentary credits reflecting practices agreed by ICC national committees. It also serves as an aid to a beneficiary of a documentary credit in its creation and presentation of documents to a nominated bank or issuing bank. The publication should always be read in conjunction with UCP 600.
Introduction
Preliminary considerations
Scope of the publication
The credit and amendment application, the issuance of the credit and any amendment thereto
General principles
Abbreviations
Certificates, certifications, declarations and statements
Copies of transport documents covered by UCP 600 articles 19-25
Correction and alteration (“correction”)
Courier receipt, post receipt and certificate of posting in respect of the sending of documents, notices and the like
Dates
Documents and the need for completion of a box, field or space
Documents for which the UCP 600 transport articles do not apply
Expressions not defined in UCP 600
Issuer of documents
Language
Mathematical calculations
Misspellings or typing errors
Multiple pages and attachments or riders
Non-documentary conditions and conflict of data
Originals and copies
Shipping marks
Signatures
Title of documents and combined documents
Drafts and calculation of maturity date
Basic requirement
Tenor
Maturity date
Banking days, grace days, delays in remittance
Drawing and signing
Amounts
Endorsement
Correction and alteration (“correction”)
Drafts drawn on the applicant
Invoices
Title of invoice
Issuer of an invoice
Description of the goods, services or performance and other general issues related to invoices
Instalment drawings or shipments
Transport document covering at least two different modes
of transport (“multimodal or combined transport document”)
Application of UCP 600 Article 19
Issuance, carrier, identification of the carrier and signing of a multimodal transport document
On board notation, date of shipment, place of receipt, dispatch, taking in charge, port of loading or airport of departure
Place of final destination, port of discharge or airport of destination
Original multimodal transport document
Consignee, order party, shipper and endorsement, and notify party
Transhipment, partial shipment and determining the presentation period when multiple sets of multimodal transport documents are presented
Clean multimodal transport document
Goods description
Indication of name and address of delivery agent at destination
Corrections and alterations (“corrections”)
Freight and additional costs
Release of goods with more than one multimodal transport document to be surrendered
Bill of lading
Application of UCP 600 Article 20
Issuance, carrier, identification of the carrier and signing of a bill of lading
On board notation, date of shipment, pre-carriage, place of receipt and port of loading
Port of discharge
Original bill of lading
Consignee, order party, shipper and endorsement, and notify party
Transhipment, partial shipment and determining the presentation period when multiple sets of bills of lading are presented
Clean bill of lading
Goods description
Indication of name and address of delivery agent at port of discharge
Corrections and alterations (“corrections”)
Freight and additional costs
Release of goods with more than one bill of lading to be surrendered
Non-negotiable sea waybill
Application of UCP 600 Article 21
Issuance, carrier, identification of the carrier and signing of a non-negotiable sea waybill
On board notation, date of shipment, pre-carriage, place of receipt and port of loading
Port of discharge
Original non-negotiable sea waybill
Consignee, order party, shipper, and notify party
Transhipment, partial shipment and determining the presentation period when multiple sets of non-negotiable sea waybills are presented
Clean non-negotiable sea waybill
Goods description
Indication of name and address of delivery agent at port of discharge
Corrections and alterations (“corrections”)
Freight and additional costs
Charter party bill of lading
Application of UCP 600 Article 22
Signing of a charter party bill of lading
On board notation, date of shipment, pre-carriage, place of receipt and port of loading
Port of discharge
Original charter party bill of lading
Consignee, order party, shipper and endorsement, and notify party
Partial shipment and determining the presentation period when multiple sets of charter party bills of lading are presented
Clean charter party bill of lading
Goods description
Corrections and alterations (“corrections”)
Freight and additional costs
Release of goods with more than one charter party bill of lading to be surrendered
Charter party contracts
Air transport document
Application of UCP 600 Article 23
Issuance, carrier, identification of the carrier and signing of an air transport document
Goods accepted for carriage, date of shipment and requirement
for an actual date of shipment
Airports of departure and destination
Original of an air transport document
Consignee, order party and notify party
Transhipment, partial shipment and determining the presentation period when multiple air transport documents are presented
Clean air transport document
Goods description
Corrections and alterations (“corrections”)
Freight and additional costs
Road, rail or inland waterway transport documents
Application of UCP 600 Article 24
Carrier, identification of the carrier and signing of a road, rail or inland waterway transport document
Place of shipment and place of destination
Original and duplicate of a road, rail or inland waterway transport document
Consignee, order party and notify party
Transhipment, partial shipment and determining the presentation period when multiple road, rail or inland waterway transport documents are presented
Clean road, rail or inland waterway transport document
Goods description
Corrections and alterations (“corrections”)
Freight and additional costs
Insurance document and coverage
Application of UCP 600 Article 28
Issuer, signing and original of an insurance document
Dates
Amount of cover and percentage
Risks to be covered
Insured party and endorsement
General terms and conditions of an insurance document
Insurance premium
Certificate of origin
Basic requirement and fulfilling its function
Issuer of a certificate of origin
Content of a certificate of origin
Packing list, note or slip (“packing list”)
Basic requirement and fulfilling its function
Issuer of a packing list
Content of a packing list
Weight list, note or slip (“weight list”)
Basic requirement and fulfilling its function
Issuer of a weight list
Content of a weight list
Beneficiary’s certificate
Basic requirement and fulfilling its function
Signing of a beneficiary’s certificate
Content of a beneficiary’s certificate
Analysis, inspection, health, phytosanitary, quantity, quality
and other certificates (“certificate”)
Basic requirement and fulfilling its function
Issuer of a certificate
Contents of a certificate
● Gary Collyer, Collyer Consulting
● Manuel José Giao Sánchez, Banco Santander
● Mohammad Imam, Jordan Islamic Bank
● Birgit Karpp, LBBW
● A. T. M. Nesarul Hoque, Mutual Trust Bank
● Glenn Ransier, Wells Fargo
● Kim Sindberg, Nordea
